We have a one-time initial enrollment and set-up fee for Individual Clients and then in the second month there is a low monthly service and credit monitoring fee. Our fees are all inclusive and there are no other required charges for our Credit Repair program. Most Clients complete their entire Credit Repair process in six to eight months depending on the amount of items to be Disputed and how long the Credit Bureaus take on their end to respond to the Dispute Process. Each client's situation is different. As described below, a discount is applied for couples or multiple family members enrolled together as active clients.